Terms and Condition
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Terms and Condition
Zorba Loan – Terms and Condition
Effective Date: 04/05/2025
Welcome to Zorba Loan (“Zorba Loan,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of the Zorba Loan website, services, and applications (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you don’t agree, you may not access or use the Services.
Eligibility
You are at least 18 years of age and legally competent to enter into binding contracts in order to use our Services. You hereby represent and warrant that you are by using our Services.
Use of Services
You will use the Services exclusively for lawful purposes and in accordance with these Terms.
You will not:
Use the Services in a way that violates any applicable local, national, or international law or regulation.
Engage in any activity that hinders or inhibits any person from utilizing or enjoying the Services.
Upload any viruses, trojans, worms, or other material that is malicious or technologically detrimental.
Attempt to gain access to any part of the Services without permission.We reserve the right to suspend or terminate your access if we have a reasonable belief that you have violated these Terms.
Loan Applications and Offers
All loan applications submitted through Zorba Loan are assessed and approved based on our lending criteria. Approval is not guaranteed.
Loan offers and terms may vary based on individual credit profiles, financial position, and other factors.
Zorba Loan reserves the right to:
Request supporting documentation as a condition of the application.
Decline applications without being obliged to provide the reasons.
No Financial Advice
The information provided by the Services is informational in nature. It is not legal, financial, or tax advice. You must consult your own professional advisors before making any financial decision.
Privacy
Your privacy is important to us. Our use of your information is as described in our Privacy Policy. By using our Services, you consent to every activity we perform in relation to your information as set out in our Privacy Policy.
Intellectual Property
The materials, features, and functionality on the Services (including but not limited to text, graphics, logos, icons, and software) are owned by Zorba Loan or its licensors.You will not reproduce, distribute, create derivative works of, publicly display, or commercially exploit any part of the Services without our prior written consent.
Disclaimers
The Services are provided on an “as-is” and “as-available” basis. Zorba Loan does not give any warranties or representations of any kind, express or implied, about the Services, including without limitation:
That the Services will be accurate, reliable, error-free, or uninterrupted.
That any defects will be corrected.
That the Services are free from viruses or other harmful material.
To the fullest extent permitted by law, we disclaim all warranties, express or implied.
Limitation of Liability
To the fullest extent permitted by applicable law, Zorba Loan shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services. Our total liability to you for any damages will not be more than what you have paid to us, if anything, in the six (6) months prior to the claim.
Indemnification
You agree to defend, indemnify, and hold harmless Zorba Loan, its affiliates, and each of their respective directors, employees, and agents from any claim, liability, damage, judgment, loss, cost, or expense (including attorneys’ fees) arising from your violation of these Terms or your use of the Services.
Changes to Terms
We can modify and update these Terms at any time in our sole discretion. All updates are effective immediately when we publish them.Your continued use of the Services following the publication of updated Terms is your agreement and acceptance of the changes.
Termination
We may terminate or block your access to all or any portion of the Services at any time, without notice, for any reason, including violation of these Terms.
Governing Law
These Terms will be governed by and construed in accordance with the laws of the State of Texas, United States of America.You agree to submit to the exclusive jurisdiction of the courts in the State of Texas for the resolution of any legal matter resulting from these Terms.
Contact Us
For any question concerning these Terms, please contact us at:
Zorba Loan
761, Lonesome Dove Trail, Hurst, TX 76054,
USA Email: contact@zorbasofted.com
Phone: (817) 455-0997